Smart Couples Finish
Would you help me with advice on my career/school situation?
I am a 27 year old male. I have been working full time for a nonprofit making $30k a year for the last year(bvefore that I worked part time for the same org. making $9/hour) I am also half way to a bachelors degree in finance at a local university. During the past couple of years I have been going part time to school which has worked out pretty well. I am getting to the point now where I really want to finish my degree and go to school full time and get it over with! so I am considering quitting my job at the end of this year or going to a part time position(15-20 hours a week) again so I can give my all to finishing school. Financially, I have $28k saved up and my rent and billls are very low. I take loans out for tuition only. I also make a few hundred bucks a month selling on ebay on the side. What advice would you give me? I am a very smart person but in the past have made some bad choices when it comes to school work etc. What should I do? What is the right decision?
It sounds like you have set yourself up to be in a good position to go to full-time student status. If you're a good student (which it sounds like you are, considering you're working full time and have managed to get through half your degree) I would suggest keeping at least a part-time job. Going to school full time tends to change spending habits, frequently making you spend somewhat more than before.
That being said, I would suggest applying for work-study as part of your financial aid and getting a job on campus. Working on campus tends to lead to better grades and a more satisfying college experience because campus employers are usually a lot more flexible and understanding about the demands classes make on your time and attention. And you're on campus all day, which makes campus resources a lot more accessible as well as making it easier to get involved in campus life.
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From first-time newlyweds to people on their second or third marriage, couples face an overwhelming task when it comes to money management. Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way... |